Small Business Rating Structure

There are many factors that determine the cost for small group health insurance:

  • Zip code of the business: The physical location of the business will determine the rating region;
  • Number of employees and dependents: The number of eligible employees and their dependents to be insured;
  • Age of the employee and their dependents: The age of each member within a family will determine the total rate for the family. 
    • The member’s rate is based upon their age as of the effective date or renewal date of the group.
    • A family will only be charged for up to three children in the 0-20 age bracket.

By providing this information to reflect your employees, we are able to provide you with a more accurate quote.

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Rite Aid Pharmacy Patients: All Rite Aid pharmacies nationwide are closing! Please be on the lookout for information from Rite Aid pharmacies about their bankruptcy and store closures. Call your Rite Aid pharmacy for questions about your prescriptions and new pharmacy options. WHA is here to help as well. Contact Us via Phone