A Healthy Balance


Welcome to Open Enrollment

Open enrollment is the time for selecting your health coverage. As you consider the best health plan for you, choose one that provides access to quality and affordable care that is designed to keep you and your budget healthy and happy, while supporting your ongoing health and well-being.


2022 Open Enrollment

Coverage starting January 1, 2022

During open enrollment (November 1, 2021 through January 31, 2022) you have the opportunity to change your coverage options, such as adding or removing dependents, and adding, dropping, or changing plans. We encourage you to take time to learn about your benefit options to help manage both your health and your health care costs, as well as ensuring that your covered eligible dependents have the necessary coverage for the coming year. 

Note: The deadline to enroll for coverage starting January 1, 2022 is December 31, 2021.

2021 Special Enrollment 

Coverage starting December 1, 2021

If you have experienced a qualifying life event you may be eligible for special enrollment into a health plan – one outside of the usual open enrollment period. Examples of qualifying life events are loss of employer-sponsored coverage, a recent move, being newly married, and having a baby. This special enrollment period lasts 60 days from the date of the qualifying life event. When enrolling for coverage, you will need to provide the qualifying life event and the date of the event.

Note: If 60 days pass and you do not sign up for health coverage, you will have to wait until the next open enrollment period.

Shop with Covered California

Save on your monthly premium

Currently, you are eligible to enroll in a WHA plan through Covered California without proof of a qualifying event. You may also be eligible to receive financial help to pay your monthly health coverage premiums. The federal government recently increased financial assistance to help people pay their premiums. See if you qualify for financial help to pay your monthly premiums.

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If you would like to learn more about Western Health Advantage, call us at 888.563.2250 or complete the form to have additional information emailed to you.

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we've got you covered

As a provider-sponsored health plan, we support the doctor-patient relationship and offer access to quality doctors and hospitals. Our Advantage Referral program allows members to access most specialist physicians within WHA’s network, not just within their medical group.

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Mercy Medical Group
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Northbay Healthcare
Meritage Medical Network
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we're always here for you

We support medical innovation and promote whole-person health to suit the various needs of the communities we serve. We provide our members with access to a wealth of preventive health information and resources from 24/7 nurse advice to travel assistance services.


For the latest Coronavirus (COVID-19), click here: getting care, testing and vaccines