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Welcome CalPERS! We are pleased to offer you an affordable health plan with a quality network and the flexibility you need. By joining Western Health Advantage, you have full access to Mercy Medical Group, Woodland Clinic, Hill Physicians, NorthBay Healthcare and Meritage Medical Network. With the WHA Advantage Referral program, you also have the choice to see any participating specialist from these medical groups.

Our dedicated service team is here to answer your questions! Call us at 1.888.WHA.PERS or use the form below:

Western Health Advantage (HMO)

Plan Highlights
Your Benefits Your Cost
Hospital (inpatient and outpatient) No cost1
Office visits (PCP and specialist) $15 per visit
Diagnostic x-ray and laboratory services No cost
Ambulance No cost
Emergency room $50 per visit2
Chiropractic $15 per visit3
Acupuncture $15 per visit3
 Annual Out of Pocket  Maximum
Individual $1,500 Family $3,000
1Except for $15/visit for physical, occupational and speech therapy performed on an outpatient basis. 2Waived if hospitalized as an inpatient or for observation as an outpatient. 3Up to 20 combined visits in a calendar year.
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Additional Benefits & Services

24/7 nurse advice via phone or chat


24/7 assistance when you travel 100+ miles away

Local gym and fitness center discounts

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