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2019 Plans & Benefits

Western Health Advantage (HMO)

Plan Highlights
Your Benefits Your Cost
Hospital (inpatient and outpatient) No cost1
Office visits (primary care physicians and specialist) $15 per visit
Diagnostic x-ray and laboratory services No cost
Ambulance No cost
Emergency room $50 per visit2
Chiropractic $15 per visit3
Acupuncture $15 per visit3
1Except for $15/visit for physical, occupational, and speech therapy performed on an outpatient basis. 2Waived if hospitalized as an inpatient or for observation as an outpatient. 3Up to 20 combined visits in a calendar year.
 Annual Out of Pocket  Maximum
Individual $1,500 Family $3,000


State Employees and Retired Annuitants Monthly Rates*
Single 2-Party Family
$706.79 $1,413.58 $1,873.65
Contracting Agency Employees and Retired Annuitants Monthly Rates*
Region Single 2-Party Family
Bay Area $767.01 $1,534.02 $1,994.23
Sacramento Area $696.68 $1,393.36 $1,811.37
Other Northern California $696.68 $1,393.36 $1,811.37


PDF Downloads

Evidence of Coverage and Benefits Matrix

Evidence of Coverage & Benefits Matrix

Summary of Benefits and Coverage

Summary of Benefits & Coverage

Open Enrollment Booklet

Open Enrollment Booklet

*Posted rates do not reflect employer contribution amounts.

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