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Members have certainty of medical costs. Pay a fixed monthly premium and hospitalization services are covered in full.



The monthly premium is a balance of value and coverage. Members pay a lower fixed monthly premium. A copayment for hospitalization is paid at the time of service



Members pay for services needed, when they need them. Pay a lower monthly premium, and should members need hospitalization, they pay a deductible and a per-day charge.



Control health care expenditures. Members get comprehensive health care, lower premiums and are able to take advantage of tax-free savings and investments.*

*An HSA-compatible high-deductible health plan with Western Health Advantage can be paired with a Health Savings Account (HSA). While there is no obligation to have a HSA, you are advised to discuss the benefits with your tax consultant.
From my employees and other employers in my market, I've only ever heard positive feedback, they all say, "Two thumbs up."
Bobby Coyote
Dos Coyotes Border Café owner and WHA client.
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