Underwriting Guidelines

Effective January 1, 2009
•  RAF Discounts may apply for new business *

	1 Employee (Sole Proprietor)	1.10 RAF
	2-9 Employees Enrolled	1.00 RAF
	10-50 Employees Enrolled	.90 RAF

      *  Auburn area and El Dorado county are excluded.
          Call WHA Sales Department for applicable RAFs.

•  Multiple plan options available

Employers may offer up to 3 plans

Click here for Special Pricing for the Uninsured

Click here for Employer Underwriting Guidelines: Region 1

Click here for Employer Underwriting Guidelines: Region 2

Click here for Sole Proprietor Underwriting Guidelines