Download Free Acrobat Reader

Underwriting Guidelines


Effective January 1, 2007
•  RAF Discounts may apply for new business



1 Employee (Sole Proprietor)   1.10 RAF
2-9 Employees Enrolled 1.00 RAF
10-50 Employees Enrolled .90 RAF

•  Multiple plan options available

Employers may offer up to 3 plans

Click here for Employer Underwriting Guidelines

Click here for Sole Proprietor Underwriting Guidelines



Home | About Us | Contact | Careers | Site Index