Underwriting Guidelines

Effective January 1, 2007
•  RAF Discounts may apply for new business

	1 Employee (Sole Proprietor)	1.10 RAF
	2-9 Employees Enrolled	1.00 RAF
	10-50 Employees Enrolled	.90 RAF

•  Multiple plan options available

Employers may offer up to 3 plans

Click here for Employer Underwriting Guidelines

Click here for Sole Proprietor Underwriting Guidelines