Conversion Plan

If you have lost your group health benefits with Western Health Advantage, you may be eligible to continue your health benefits by enrolling in Western Health Advantage's Individual Conversion Plan. While the conversion policy may not be as comprehensive in coverage as your current group health policy, it will provide you some degree of protection. In addition, the conversion policy premiums may be higher than your current group rates. Please check your current Evidence of Coverage for eligibility requirements.

It is your responsibility to apply for this coverage with WHA. If you fail to contact WHA then your option to enroll in the conversion policy will be lost.

Once forms and premiums are received, WHA will review the information to verify that all eligibility requirements are met. If you are not eligible for the conversion plan, WHA will advise you of the reason in writing and premiums will be refunded. Otherwise, your coverage will become effective on the first day following your termination date under your previous employers group health plan, allowing for no lapse of coverage. Should you have any questions, you may contact our COBRA/Conversion Specialist at 916.563.2214.